HSBC is seeking a talented and motivated Commercial Banking Associate to support its growing commercial banking division. This role offers an excellent opportunity to work with business clients across a wide range of industries while supporting lending solutions, relationship management, portfolio analysis, and financial advisory services.

As a Commercial Banking Associate, you will work closely with Relationship Managers, Credit Analysts, and business clients to deliver banking solutions that support growth, expansion, and long-term financial success. The ideal candidate will bring strong analytical skills, a client-focused mindset, and a solid understanding of commercial banking products, credit processes, and financial services.

This position provides valuable exposure to commercial lending, treasury management, business banking, risk assessment, and client relationship management. Successful candidates will have the opportunity to work with small businesses, middle-market companies, and large commercial organizations while building a rewarding career within one of the world’s leading banking institutions.

Key Responsibilities

• Support commercial banking teams in managing client relationships, account portfolios, and day-to-day banking activities.
• Analyze financial statements, business performance, cash flow trends, and credit information to support client recommendations.
• Assist with loan origination, underwriting, credit approval, and documentation processes.
• Prepare client presentations, financial reports, portfolio reviews, and account analysis materials.
• Identify opportunities to provide commercial banking products, treasury solutions, and financial services that meet client needs.
• Monitor portfolio performance and identify potential credit, operational, or financial risks.
• Coordinate with internal departments to ensure efficient execution and a high level of client service.
• Support Relationship Managers with business development efforts, prospecting activities, and client retention initiatives.
• Maintain accurate records, account documentation, and compliance-related materials for banking activities.
• Ensure adherence to banking regulations, internal controls, and company policies.

Required Qualifications

• Bachelor’s degree in Finance, Business Administration, Economics, Accounting, or a related field.
• Strong financial analysis and analytical problem-solving skills.
• Excellent communication, presentation, and relationship-building abilities.
• Understanding of banking products, commercial lending principles, and business financial statements.
• Strong organizational, multitasking, and time management skills.
• Ability to work effectively in a fast-paced, professional, and team-oriented environment.
• Advanced Microsoft Excel skills and experience preparing financial reports or analytical models.
• High attention to detail with the ability to identify issues, assess risk, and support informed decision-making.

Preferred Qualifications

• Experience in commercial banking, corporate banking, credit analysis, or financial services.
• Knowledge of commercial lending, underwriting, and credit approval processes.
• Experience with financial modeling, portfolio management, or business performance analysis.
• Experience supporting business clients, relationship managers, or commercial banking teams.
• Professional certifications such as CFA or progress toward relevant financial industry credentials.

Benefits

• Competitive salary with annual performance-based bonuses.
• Comprehensive medical, dental, and vision insurance.
• 401(k) retirement savings plan.
• Paid vacation, personal time off, and company holidays.
• Professional development, leadership training, and continuous learning opportunities.
• Career advancement and internal mobility opportunities.
• Employee wellness, support, and assistance programs.
• Hybrid work flexibility, where applicable.

Why Join HSBC?

HSBC is one of the world’s largest banking and financial services organizations, serving millions of customers across global markets. The company offers employees the opportunity to work on complex financial transactions, support business growth, and develop deep expertise in commercial banking and relationship management.

As a Commercial Banking Associate at HSBC, you will gain valuable exposure to a broad range of business banking solutions while working in a collaborative environment that values innovation, client success, and professional growth. Employees benefit from international career opportunities, competitive compensation, and access to industry-leading training and development programs.

Equal Opportunity Employer

HSBC is committed to creating an inclusive workplace and providing equal employment opportunities to all qualified applicants regardless of race, color, religion, sex, national origin, age, disability, veteran status, or any other protected status under applicable law.